Intelligent Financial Cloud | Financial Management, Intelligent Risk Control, Efficient Services

About Product

Lanyou IntelligentFinancial Cloud is a new-generation, independently-developed automotive financecore system product that is based on digitization, platformization,and intelligence. It provides flexible configurations to support rapid responseto changes in business processes, product offerings, risk factors, and otherrequirements. Following the design principle of "responsive front-endandpowerful middle-end,"itsupports flexible integration with ecological partners such as capitalproviders, third-party credit agencies, distribution channels, andmanufacturers. It empowers financial institutions to innovate their businessmodels and enhance operational efficiency comprehensively.

Function

The functional modules mainly include customer information management, financial product management, channel management, pre-loan management, credit management, post-loan management, service management, financial management, report management, and mobile business. It also supports inventory loans, collection, and other business operations, achieving convenient operations, streamlined business processes, parameterized product configuration, system platformization, standardized data, and automated accounting. It helps enterprises enhance their overall business capabilities.

Features

Lanyou Intelligent Financial Cloud adopts the design concept of "responsive front-end and powerful middle-end." It has extracted and refined common business capabilities or frequently changing business processes in the front-end and back-end to form a financial system middle-end. It provides underlying technology and data capabilities for customer service, channel management, pre-loan approval, post-loan management, and more, supporting various front-end business scenarios.

Technical Features

Industry Expertise

Lanyou Intelligent Financial Cloud is developed and continuously upgraded by senior experts andproduct managers with over 10 years of experience in the automotive finance industry. With a profound understanding and practical capabilities in the automotive finance industry, the team helps enterprises build their business architecture and provides information consulting services.

Applied Scenarios

Values